To ascertain how much you borrowed from, see ‘Mijn schulden’ for the Mijn DUO. Discover announcements regarding the financial obligation around ‘Mijn berichten’. These may become released aside. If you would like a statement from financial obligation having home financing software otherwise tax go back, occasionally all the details in Mijn DUO is enough.

Throughout the Netherlands, the college student financial obligation otherwise lifelong learning credit is taken into account whenever figuring simply how much you could obtain getting a home loan. Really lenders thus require proof of so it – particularly, the degree of your Maryland title loans new obligations. DUO has actually assented which have lenders to offer one proof by submission the new notice given at the outset of your fees stage, saying just how much you need to pay off every month. You’ll find this notification in Mijn DUO, significantly less than ‘Mijn berichten’.

And that notification you need to submit varies according to in the event your payment stage first started. If that is actually in advance of 2017, then you gotten the fresh new notification inside the January of the year inside and that your own repayment stage come. When it was while in the otherwise immediately following 2017, you gotten it 2 months prior to the start of the your installment phase. That is always within the Oct or November. Are you currently paying off an excellent lifelong learning borrowing? Your acquired the latest notice when you look at the January, following avoid of your lifelong understanding credit.

While struggling to find the notification in Mijn DUO, you might consult a copy playing with all of our on line contact form. Might found this because of the post within two weeks.

Additional repayments

Have you generated voluntary additional money? Sometimes, financial company keep this in mind whenever figuring exactly how much your can obtain. Such as, whilst has smaller their kept monthly instalments or because you have cleaned the debt completely. As proof, you can use the fresh new verification your gotten as we processed your voluntary commission. Or perhaps the notification claiming their reduced monthly instalment. For folks who paid back of the better, you need to receive so it within 3 working days. If not, it requires to 14 days.

If you would like a more in depth report regarding debt, we are able to e-mail it to you personally into consult. However, this might be simply you are able to when you have registered a valid e-send address from inside the Mijn DUO. To safeguard your confidentiality, we can not age-mail announcements, messages or other data. Also, their consult need certainly to are from the new e-send target entered from inside the Mijn DUO.

In order to demand the full declaration of personal debt, explore all of our on the web contact page. Dependant on your position, you will have the following advice:

• your modern debt balance in the very beginning of the cost phase.
• your current debt harmony, plus interest accumulated.
• your current rate of interest and its particular ages of legitimacy.
• the degrees of any extra money made as well as their worthy of dates.
• your old and you will brand new monthly instalments, and their undertaking dates.
• the remainder title of your own financial obligation.
• verification of full repayment.

Annual declaration having Dutch taxation authorities

In most cases, its not necessary to help you claim your a great beginner debt whenever processing a taxation get back in the Netherlands. Therefore, we really do not send you an annual declaration since simple. If you wish to know your existing personal debt equilibrium, you can find it inside Mijn DUO less than ‘Mijn schulden’. And you can not as much as ‘Schuldhistorie’ there clearly was the newest number you owed to the 31 December from earlier in the day ages.

Would you inhabit the newest Dutch Caribbean? And get your repaid your college student loans? Then you will discovered an annual statement.

• the total amount outstanding is more than € step 3,200 when you find yourself solitary or maybe more than € six,eight hundred for those who have someone, and you can
• their property inside the Container step three (offers and you may assets) surpass the new difference threshold. Inside 2021 that’s € 50,100 getting solitary individuals otherwise € 100,100 having people, on the site day being .

You don’t have to county your student finance because the earnings when you document a taxation come back. We could, but not, deliver a public transport statement if you prefer it to own their declaration.

If you find yourself unable to sign in Mijn DUO, explore all of our on the web contact page alternatively to ask to suit your annual declaration.